Capital that Moves Fast.
Just Like You.
You've got a bold vision— but delays in funding can cost you real opportunities. At Cause of Capital, we help business owners deploy capital at speed and on purpose—avoiding bank headaches or red tape.
We’re a boutique finance consultancy with over $75M in successful funding for companies that make it, move it, or fix it.
If your plans are ready, your capital should be too.
Trusted since 2010, speed and efficiency are at our core.
Your plans are ready, your capital should be too.
Apply in minutes to unlock fast, flexible funding options.
No risk to your credit.
No strings attached.
Just real answers, fast.
+1,000's
FUNDED BUSINESSES
+$75M
IN CAPITAL PROVIDED
+2010
ESTABLISHED SINCE
+60
FUNDING PARTNERS
Capital that Moves Fast.
Just Like You.
You've got a bold vision— but delays in funding can cost you real opportunities. At Cause of Capital, we help business owners deploy capital at speed and on purpose—avoiding bank headaches or red tape.
We’re a boutique finance consultancy with over $75M in successful funding for companies that make it, move it, or fix it.
If your plans are ready, your capital should be too.
Trusted since 2010, speed and efficiency are at our core.
Your plans are ready, your capital should be too.
Apply in minutes to unlock fast, flexible funding options.
No risk to your credit.
No strings attached.
Just real answers, fast.
+1,000's
FUNDED BUSINESSES
+$75M
IN CAPITAL PROVIDED
+2010
ESTABLISHED SINCE
+60
FUNDING PARTNERS
We've Been Where You Are. That's Why We Don't Waste Your Time.
You're not just building a business—you're building the backbone of your community. But when it's time to grow, banks see risk.
We see your commitment and potential.
We've spent decades advising business owners—and we've walked the same path ourselves. We know the frustration of hitting walls when what you need is a push forward.
That's why we created Cause of Capital:
To make financial capability fast, flexible, and on purpose—for the Blue Collar Business Class.
We work side by side with business owners like you to make sure capital becomes a tool, not a trap.
Deep Expertise
75+ years of combined experience sourcing real capital for real businesses. There are no kids driving the bus.
Transparent
No hidden fees. No surprises. Just clear terms.
Quick Access
Get funded in as little as 24 hours—because “next quarter” doesn't cut it.
Flexible
Approvals based on business strength, not credit myths.
Simple
Minimal paperwork. Online application. No red tape.
Connected
60+ private credit partners. Risk-free price discovery and optimal factor-matching.
Our Happy Clients
You do business with people that you like. You do business with people that you make a connection with, and to have a connection with a financial institution... you know, like a lender was just unreal to me.
SM
Sarah Mitchell
GreenLeaf Organics
My experience with COC has been phenomenal. Extremely fast, extremely professional. The physical application process I was able to fill out on my phone. I got a decision very quickly and the funding was in my account the next day.
CR
Carlos Ramirez
UrbanEdge Designs
My revenue has increased by about 400%, it has really helped me grow my business and provide bicycling to a lot of the community and people outside the state.
RP
Raj Patel
BlueSky Tech Solutions
The team was incredibly responsive and helped us secure funding exactly when we needed it. The process was smooth and professional from start to finish.
ET
Emily Thompson
SunStone Realty
Flexible Options Tailored for Success
SBA Bolt
For flexibile and fast funding decisions. Less paperwork than other programs.
9%/APR
FICO score of 680+ required
10-year loan duration
Ideal for businesses 3+ years old
Equipment Finance
Get employee payroll costs refunded. Calculations and filing are done for you.
11%/APR
New and Used
Sale and Leaseback
7 years Average term
Credit Line
Give yourself breathing space at any time for unexpected challenges.
10%/APR
Credit score of 680+ needed
Ideal for businesses 2+ years old
Adapt to opportunities swiftly
Cash Call
Sell a portion of future sales. repayments are fixed & short-term.
Eligible for substantial prepayment discounts, not Petalites.
starting at
1.15/factor rate
Add a month's revenue to your account, in cash, overnight
Preserve your equity ownership while raising capital
Funding up to $2 million
No Collateral required
Our Happy Clients
You do business with people that you like. You do business with people that you make a connection with, and to have a connection with a financial institution... you know, like a lender was just unreal to me.
SM
Sarah Mitchell
GreenLeaf Organics
My experience with COC has been phenomenal. Extremely fast, extremely professional. The physical application process I was able to fill out on my phone. I got a decision very quickly and the funding was in my account the next day.
CR
Carlos Ramirez
UrbanEdge Designs
My revenue has increased by about 400%, it has really helped me grow my business and provide bicycling to a lot of the community and people outside the state.
RP
Raj Patel
BlueSky Tech Solutions
The team was incredibly responsive and helped us secure funding exactly when we needed it. The process was smooth and professional from start to finish.
ET
Emily Thompson
SunStone Realty
Flexible Options Tailored for Success
SBA Bolt
For flexibile and fast funding decisions. Less paperwork than other programs.
9%/APR
FICO score of 680+ required
10-year loan duration
Ideal for businesses 3+ years old
Equipment Finance
Get employee payroll costs refunded. Calculations and filing are done for you.
11%/APR
New and Used
Sale and Leaseback
7 years Average term
Credit Line
Give yourself breathing space at any time for unexpected challenges.
10%/APR
Credit score of 680+ needed
Ideal for businesses 2+ years old
Adapt to opportunities swiftly
Cash Call
Sell a portion of future sales. repayments are fixed & short-term.
Eligible for substantial prepayment discounts, not Petalites.
starting at
1.15/factor rate
Add a month's revenue to your account, in cash, overnight
Preserve your equity ownership while raising capital
Funding up to $2 million
No Collateral required
Get Funded in 3 Simple Steps
No Red Tape. No Fluff. No Unecessary Delays.
Just the financial capability you need—to do what you already do best.
Step 1 – Apply in Minutes
No suits, no meetings, no 45-minute phone calls. Just a fast online form that gets the ball rolling.
Step 2 – Review & Approve
We analyze your business strength—not just your credit score. And we move faster than your bank’s voicemail system.
Step 3 – Capital Deployed
Once approved, funds hit your account—so you can move, build, or hire without waiting on anyone's permission.
Your Financial Peace of Mind Is Our Business
Our consultants give you this experience and expertise of business financing. Getting you funding when you need it, with straightforward approvals and flexible payments. All without affecting your credit score.
Quick Access
Secure immediate funds to tackle operational needs or unforeseen expenses.
Easy Approval
Skip tedious paperwork and embrace a streamlined, business-friendly approval process.
Flexible Payments
Skip tedious paperwork and embrace a streamlined, business-friendly approval process.
No Credit Impact
Utilize our business loans without affecting your business or personal credit score.
Secure, Robust, Reliable Services You Can Count On.
Apply in 5 minutes
All the options – none of the impact on credit scores
24hr turnaround
Get decisions as fast as your business needs
Guaranteed price match*
Found a better offer elsewhere? We’ll match it*. And add our 15+ years’ expertise on top
Reasons SMEs choose COC
Imagine how good you’d be at something if you did it almost every day for 15+ years. That’s how we give you answers to your most challenging financing questions.
Fair Rates
We combat high interest rates by offering the fairest, most competitive rates in the market, from conventional banks only.
Fast Approvals
Time is money so ditch long waiting periods. With COC you get approvals fast, letting you focus on what matters: your business.
